I just saved a bunch of money on my car insurance…

…by doing absolutely nothing! I got home from work and had the auto insurance bill in the mail. I’d been expecting it since the bill is due August 1st and I pay the whole thing up front each year so that I don’t pay any service fees. For the last couple of years, my insurance has been $1,145/year. It sounds high because I carry more than the minimum required coverage. Anyway, $1,145 is what I budgeted for August 2007 – July 2008. But when I opened the bill today, I was surprised, and rather pleased to discover that this year, the rate had been reduced to $862 for the year. That’s a savings of over 30%! Kind of cool when you are not expecting it.

And no, I don’t use Geico. I use AAA’s Traveler’s insurance.

About Jamie Todd Rubin

Jamie Todd Rubin writes fiction and nonfiction for a variety of publications including Analog, Clarkesworld, The Daily Beast, 99U, Daily Science Fiction, Lightspeed, InterGalactic Medicine Show, and several anthologies. He was featured in Lifehacker’s How I Work series. He has been blogging since 2005. By day, he manages software projects and occasionally writes code. He lives in Arlington, Virginia with his wife and three children. Find him on Twitter at @jamietr.